Credit Bureau Reporting Furnishing Lead

Company: Flagship Credit Acceptance
Location: Bakersfield
Posted on: November 22, 2022

Job Description:

The Credit Bureau Operations Furnishing Lead supports the credit reporting/monitoring of auto loan information to the nationwide consumer reporting agencies (CRA). This role will support Fair Credit Reporting Act (FCRA) compliance, and in addition to the monitoring, engage in project management of updates impacting credit reporting. This position is also responsible for issue tracking, managing through a backlog of current gaps and/or control breakages and ensuring proper closure of issues.
WHAT IS A DAY IN THE LIFE AT FLAGSHIP AS A CREDIT BUREAU OPERATIONS FURNISHING LEAD?
Provides direct oversight and controls to ensure compliance with regulatory issues related to credit reporting for the Company.
Monitoring Metro2 data furnishing format from SHAW platform

Testing of file layout to ensure the desired reporting

Responsible for data clean up as required compiling data into Metro2
Monitoring, testing, and executing monthly quality reviews during the initial months of reporting
Identifying areas for improvement with leadership and consultation with 3rd party provider
Building and maintaining good relationships with multiple operating groups, including Collections, Credit, Fraud, Customer Delivery, Technology, Customer Experience, Legal etc.
Documenting processes of the multiple operating groups and how those processes will impact reporting
Reviewing processes and output that drive reporting, recognizing the drivers, testing their effectiveness and recommending change when they are not effective
Other related duties as assigned
ABOUT YOU:
Required: High School Diploma or Equivalent
Preferred: Bachelor's degree in Finance or equivalent work-related experience
Required: Five or more years of credit bureau reporting experience in a bank or financial institution, direct experience interfacing with credit reporting agencies.
Preferred: Minimum 5 years of experience performing business analysis and/or process design and analysis
Working knowledge of the auto finance industry, Metro2 Reporting and Consumer Data Industry Association (CDIA) regulations and industry compliance.
Advanced knowledge and understanding of e-Oscar dispute processing.
Excellent organizational and time management skills, with the ability to multi-task, maintain accuracy, and meet deadlines in a fast-paced, high-volume environment.
Strong written and verbal communication skills with an ability to effectively interact with all levels within the organization and the ability to create and summarize detailed written reports.
Strong interpersonal, listening and interviewing skills with the ability to confront and address sensitive topics while maintaining a high degree of professionalism, confidentiality, diplomacy, and tact.

Strong analytical, decision making and problem-solving skills.

Self-starter possessing the ability to work independently while supporting a team environment.
Demonstrate sound business judgment in applying proper policies, procedures and guidelines.
Strong attention to detail and high concern for data accuracy with the ability to objectively identify, assess, resolve, and mitigate risk.
Fluent with Microsoft Office suite of products
If you're interested in partnering with a certified Great Place to Work company that encourages you to be your best #FlagshipCareers, visit www.FlagshipCredit.com/Careers for a complete list of career opportunities and information on our company.

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