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Mortgage Junior Loan Officer

Company: American Pacific Mortgage Corporation
Location: Bakersfield
Posted on: November 20, 2020

Job Description:

Job Description We are seeking an experienced, high-integrity, full-time, in-office Junior Loan Officer for our high-volume office specializing in the VA home loan benefit. The person we seek has at least 5 years of experience as a Loan Officer working in a highly professional working environment. A very positive attitude is a must, with the right person being an upbeat, energetic, and highly motivated self-starter. High customer service is of the utmost importance to us as a quality customer experience keeps our clients coming back. The person we hire will work with the Branch Managers client base and new leads to close loans on behalf of the Branch Manager. The successful candidate is expected to possess the following: * NMLS license required * Thorough knowledge and proficiency structuring and closing primarily (90%) VA home loans; other loans as needed * Utmost integrity and ethics * Strong work-ethic; takes ownership of files/responsibilities * Ability to evaluate the income and other documentation in the loan file and insure that it meets our Investors requirement * Strong communication skills and analytical ability * A positive and professional attitude; sense of humor a plus * Confidence and not afraid of responsibility * Understanding of Encompass and Microsoft Office: Excel, Word and Outlook * Ability to develop and maintain a team relationship with the Loan Officers, internal and corporate staff * Comfort talking with clientsboth Realtors and borrowerswith the ability to help them feel comfortable in what can be a stressful situation. Good phone skills are important. * Ability to think on your feet and multitask * Superb organizational skills with a great ability to prioritizeand re-prioritize as situations change. * Assimilate and maintain a thorough knowledge of all of our Investor requirements * Be able to evaluate tax returns for all types of borrowers, especially self-employed borrowers, Corporations, LLCs, Partnerships, etc. * Highly skilled with automated underwriting engines * Proficient and highly skilled at managing a file from start to finish; works ahead to have file ready to close prior to expectation by borrowers and other stake-holders Compensation: * Hourly * Production Bonuses: Based on Branch Managers loans from start to finish Personal Production: BPS on personal origination commensurate with experience (personal origination loan-related activities not to exceed 10% of day-to-day job duties Apply for this Position

Keywords: American Pacific Mortgage Corporation, Bakersfield , Mortgage Junior Loan Officer, Other , Bakersfield, California

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